
Global Workforce Management
Comparing Employer of Record Against Common Law Employer (Updated in 2026)
Discover the key differences between an Employer of Record and a Common Law Employer to make informed decisions for your business.
Lucas Botzen
Global Employment Guides
23 mins read
![Rivermate | 10 Best Employer of Record (EOR) Service Providers in Singapore [2026 Review]](/_next/image?url=https%3A%2F%2Fspaces.rivermate.com%2Fmedia%2Fblog_images%2Fpapaya_global_pricing.png&w=2048&q=75)


Our Employer of Record (EOR) solution makes it easy to hire, pay, and manage global employees.
Book a demoExpanding into Singapore—Asia's leading business gateway—requires precise compliance, local expertise, and seamless HR execution. An Employer of Record (EOR) enables companies to hire and manage talent in Singapore without the need to set up a legal entity, ensuring total compliance with the Ministry of Manpower (MOM), Central Provident Fund (CPF) requirements, and Singapore's uniquely rigorous data protection standards. Below, we present a comprehensive comparison of the top 10 EOR platforms in Singapore for 2026, including a data-driven overview table to help you choose the right partner for your business expansion.
This comprehensive analysis examines the fundamental differences between EOR services and staffing agencies, helping businesses understand which solution best fits their Singapore expansion strategy. When considering international expansion, understanding global payroll compliance becomes crucial for avoiding costly penalties and ensuring smooth operations. For businesses building distributed teams, effective global workforce management strategies are essential for success in Singapore's competitive market.
| Parameter | Rivermate | Multiplier | Remote | Deel | Rippling | Oyster HR | Papaya Global | AYP Group | Asanify | Safeguard Global |
|---|---|---|---|---|---|---|---|---|---|---|
| Pricing (EOR) | €299 per employee/month | $400–450/mo ($40 contractor) | $599–699/mo | $499–599/mo ($49 contractor) | $499–599/mo | $599–699/mo ($29 contractor) | $599/mo ($30 contractor) | $288+/mo | $199/mo | From $499/mo |
| Country Coverage | Singapore + 160+ | Singapore + 150+ | Singapore + 180+ | Singapore + 150+ | Singapore + 50+ | Singapore + 180+ | Singapore + 160+ | Singapore + 5 APAC | Singapore + 100+ | Singapore + 170+ |
| Entity Model | Hybrid (Own/Partner) | Own entities | Own entities | Hybrid | Own/Partner | Partner network | Local partners | Own entities | Partner | Own/Partner |
| Onboarding Speed | 1–5 days | 24–48 hours | Few days | ~12 days | 1–2 weeks | 1–2 days | 1–2 weeks | 2–5 days | 1–2 days | 1–2 weeks |
| Compliance & Security | High, MOM/CPF, PDPA | MOM/CPF, ISO27001 | MOM/CPF, PDPA, ISO | MOM/CPF, ISO27001 | SOC2, ISO27001 | PDPA, ISO27001 | ISO27001, GDPR | MOM/CPF | MOM/CPF | ISO27001, GDPR |
| Platform Experience | Modern, intuitive UI | User-friendly, robust | Clean, self-service | Intuitive, scalable | Modular UX, HR-centric | Self-service, remote-first | Unified, analytics-rich | Functional, regional | Mobile-first, chat-led | Enterprise dashboard |
| Customer Support | 24/7 human-led, multi-channel | Email/Chat, business hours | 24/7, multi-language | 24/7, 100+ countries | Email/Chat, business hours | 24/7, global | 24/7, CSM, regional | Local teams, business hours | 24/7, multilingual | Consultants, global hours |
| Integrations | HRIS, Payroll, ATS | 120+ currencies, HRIS | HRIS, Payroll, ATS | 100+ integrations | Deep HRIS/payroll | HRIS, Payroll | HRIS, Payroll, ERP | Basic integrations | HRMS, WhatsApp, Chatbot | HRIS, Payroll, ERP |
| Benefits & Perks Offering | Custom Singapore plans | Standard/global | Global, local | Global, equity | Standard/local | Global, remote first | Global, analytics | Localized, APAC | Custom, cost-effective | Enterprise, custom |
| Scalability (SMB → Enterprise) | High, all segments | SMB to Enterprise | SMB to Enterprise | SMB to Enterprise | SMB to Enterprise | SMB to Enterprise | Enterprise focus | SMB to mid-market | Startups/SMBs | Enterprise |
An Employer of Record (EOR) in Singapore is a third-party organization that legally employs workers on behalf of another business, assuming all employer responsibilities. This model allows foreign or local companies to hire in Singapore without setting up their own local entity, handling everything from employment contracts and payroll to tax compliance and benefits administration. The EOR acts as the official employer for compliance purposes, while the client company directs day-to-day work.
Rivermate is a global EOR platform specializing in complex, high-compliance markets—including Singapore. It provides a blend of technology and human-led service, enabling companies to hire international employees across 160+ countries with a strong focus on regulatory expertise. Rivermate's Singapore solution is built for clients seeking premium, personalized support, high-touch onboarding, and custom benefits, making it particularly attractive for businesses with sophisticated compliance or rapid scaling needs.
Rivermate's unique strength lies in its ability to serve "exotic" and high-risk regions competitors often avoid. Its personalized onboarding, support across all client-preferred channels, and dedicated local expertise ensure a seamless experience for both clients and employees. For organizations looking to understand how Rivermate outperforms traditional EOR solutions, the platform offers distinct advantages in compliance, support quality, and global reach.
Rivermate is an ideal choice when regulatory stakes are high or when companies demand a white-glove, human-led service model. Its hybrid entity approach ensures optimal compliance, while its flexibility to support high-risk and niche markets sets it apart from generic EOR providers. For companies expanding into Singapore's regulated sectors or seeking rapid, compliant onboarding without sacrificing support quality, Rivermate is a top contender.
| Pros | Cons |
|---|---|
| Human-led 24/7 support | Not the lowest price in market |
| Personalized onboarding | Limited brand recognition (newer entrant) |
| High-risk/exotic region coverage | No built-in recruitment services |
| Custom Singapore compliance | Fewer integrations than some competitors |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Rivermate | 4.7/5 | 4.8/5 | 4.9/5 |
Multiplier is a tech-driven EOR with a strong APAC presence, focusing on cost-effective expansion and compliance management. Its platform offers onboarding in 24–48 hours, multi-currency payroll in 120+ countries, and robust automation for Singapore's regulatory environment. For startups seeking the best EOR solutions, Multiplier provides an attractive balance of cost and functionality.
Multiplier is best for startups and mid-sized firms seeking rapid, cost-effective expansion in Singapore and the wider Asia-Pacific region. Its local expertise ensures clients stay compliant with MOM/CPF, while its pricing is among the most competitive for the region.
| Pros | Cons |
|---|---|
| Low cost, rapid onboarding | Business hours-only support |
| Strong APAC compliance | Limited customization options |
| Multi-currency payroll | Interface can be confusing for new users |
| Good for regional scaling | Email response delays reported |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Multiplier | 4.5/5 | 4.8/5 | 4.9/5 |
Remote is a global EOR platform with a dedicated focus on data security, compliance, and intellectual property protection. Owning local entities in Singapore and over 180 countries, Remote offers a modern, intuitive platform and strong legal safeguards.
Remote is ideal for tech companies and fast-scaling startups needing seamless global hiring, robust IP protection, and automated compliance with Singapore's PDPA and MOM/CPF rules.
| Pros | Cons |
|---|---|
| Owns all local entities | Premium pricing |
| Modern UX/UI | Limited advanced reporting |
| 24/7 multi-language support | Slower issue resolution for accounting |
| Strong IP & data security | Occasional payroll errors |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Remote | 4.6/5 | 4.5/5 | 4.7/5 |
Deel offers a unified global EOR platform with a strong focus on speed, integrations, and flexibility. With coverage in 150+ countries and deep automation, Deel is especially popular among startups and tech-driven enterprises. Companies often need to understand the differences between EOR and contractor models, and Deel provides both options seamlessly.
Deel is best for fast-growing companies needing rapid, automated onboarding, 100+ software integrations, and transparent compliance with Singapore's labor laws and CPF.
| Pros | Cons |
|---|---|
| Fast onboarding, automation | Higher fees, extra card charges |
| Deep integration ecosystem | Interface learning curve |
| Multi-currency payroll | No recruitment services |
| Strong compliance | Currency conversion fees |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Deel | 4.8/5 | 4.7/5 | 4.8/5 |
Rippling combines EOR, payroll, and HR automation in one modular platform. Known for its deep integrations and IT device management, Rippling is a strong choice for companies wanting to automate global HR at scale.
Rippling is great for companies looking to unite HR, payroll, and IT workflows, especially those with more complex automation or device management needs.
| Pros | Cons |
|---|---|
| All-in-one HR/IT solution | Complex pricing, hidden fees |
| Deep automation | Longer setup for complex orgs |
| Device management | Not as cost-competitive |
| Scalable, modular | Billing for past staff possible |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Rippling | 4.8/5 | 4.7/5 | 4.6/5 |
Oyster HR is a remote-first EOR platform with a premium focus on compliance, employee experience, and cultural integration. Its platform is designed for distributed teams and remote-first organizations, making it ideal for companies looking to hire remote sales teams in Singapore's competitive market.
Oyster HR is best for distributed or remote-first companies wanting seamless onboarding, local compliance, and strong cultural support for Singapore hires.
| Pros | Cons |
|---|---|
| Remote-first, global focus | Premium pricing |
| Deep compliance expertise | APAC partner inconsistencies |
| Strong employee experience | Payroll delays/hiccups |
| Transparent platform | Limited contractor detail |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Oyster HR | 4.4/5 | 4.6/5 | 4.5/5 |
Papaya Global offers an enterprise-grade EOR solution with advanced analytics, unified payroll, and a dedicated customer success team. Its Singapore platform is ideal for organizations needing robust data and reporting. For detailed cost analysis, companies can reference comprehensive Papaya Global pricing information to make informed decisions.
Papaya Global is best for enterprises and large organizations requiring unified payroll, analytics, and compliance across multiple countries, including Singapore.
| Pros | Cons |
|---|---|
| Powerful analytics | Premium pricing |
| Dedicated CSM | Onboarding can take 1–2 weeks |
| 24/7 support | Local partner model |
| Unified payroll | Not SMB-focused |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Papaya | 4.5/5 | 4.6/5 | 4.6/5 |
AYP Group is a regional specialist in Asia-Pacific, providing transparent, Singapore-centric EOR services. It combines strong local compliance with tailored benefits and clear pricing.
AYP is best for companies seeking local Singapore expertise, transparent pricing, and a focus on APAC employment, especially for firms new to the region.
| Pros | Cons |
|---|---|
| Local APAC expertise | Limited to 5 APAC countries |
| Transparent pricing | Specialized features, less global |
| Strong compliance | Interface learning curve |
| Custom benefits | Not for global expansion |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| AYP | 4.5/5 | 4.7/5 | 4.5/5 |
Asanify is a cost-effective EOR for budget-conscious startups and SMEs, featuring a mobile-first, chat-led platform and strong MOM/CPF expertise.
Asanify is best for startups and small businesses needing fast, affordable, and compliant hiring in Singapore, without sacrificing essential features.
| Pros | Cons |
|---|---|
| Lowest cost in Singapore | Smaller brand, newer company |
| 24/7 multilingual support | Limited global coverage |
| MOM/CPF expertise | Fewer advanced features |
| Mobile-first UX | Not enterprise-focused |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Asanify | 4.9/5 | 4.8/5 | 4.7/5 |
Safeguard Global is an enterprise-focused EOR with mature compliance, analytics, and a high-touch consulting model. It is best suited for organizations needing deep reporting and hands-on guidance.
Safeguard Global is ideal for enterprises needing advanced analytics, comprehensive reporting, and consultant-led compliance management in Singapore.
| Pros | Cons |
|---|---|
| Enterprise analytics | Custom pricing, less transparency |
| 15+ years' experience | Invoicing/payment delays reported |
| Consultant-led service | Communication breakdowns possible |
| Global coverage | Business hours-only support |
| Platform | G2 | Capterra | Trustpilot |
|---|---|---|---|
| Safeguard | 4.4/5 | 4.3/5 | 4.2/5 |
Selecting the right EOR requires a rigorous, multi-factor evaluation:
Methodology combines direct platform research, user reviews (G2, Capterra, Trustpilot), and expert input from Singapore's HR ecosystem.
Singapore's regulatory landscape is strict, with significant penalties for non-compliance. Key factors include:
Work only with EORs that demonstrate proven compliance and provide real-time regulatory updates.
Rivermate stands out in Singapore for its unique blend of technology and human-led, personalized support. Unlike generic platforms, Rivermate delivers hands-on onboarding, compliance monitoring, and ongoing support through your preferred channels. Its expertise in handling high-risk and niche markets, combined with transparent, competitive pricing, makes it the EOR of choice for companies that demand peace of mind, regulatory assurance, and a premium employee experience in Singapore's fast-moving business environment.
1. What is an Employer of Record (EOR) in Singapore?
An EOR is a third-party organization that legally employs staff on your behalf in Singapore. They handle payroll, tax, compliance, benefits, work passes, labor contracts, and HR administration, allowing your company to hire without establishing a local entity.
2. Why should I use an EOR instead of setting up a local company in Singapore?
Using an EOR allows rapid market entry, guaranteed compliance with Singapore’s strict labor laws (MOM, CPF, PDPA), and reduced administrative and legal risks. Setting up a local entity is time-consuming, costly, and requires ongoing regulatory management.
3. How long does it take to onboard employees in Singapore via an EOR?
Onboarding times vary by provider but typically range from 1–5 days. Some platforms, like Rivermate and Multiplier, offer rapid onboarding with personalized support to streamline the process.
4. Does an EOR handle CPF contributions, taxes, and statutory benefits in Singapore?
Yes. A reputable EOR ensures full compliance with CPF contributions, monthly and annual income tax filings with IRAS, statutory leave, insurance, and other employee benefits.
5. Can an EOR help with work passes and visas for foreign employees?
Yes. Top EORs assist with Employment Pass (EP), S Pass, and Dependant Pass applications, ensuring that foreign hires are fully compliant with MOM regulations.

Lucas Botzen is the founder of Rivermate, a global HR platform specializing in international payroll, compliance, and benefits management for remote companies. He previously co-founded and successfully exited Boloo, scaling it to over €2 million in annual revenue. Lucas is passionate about technology, automation, and remote work, advocating for innovative digital solutions that streamline global employment.


Our Employer of Record (EOR) solution makes it easy to hire, pay, and manage global employees.
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