Written by
Last updated: August 5, 2026
Employment Cost Calculator for Ghana
Calculate your complete hiring costs for Ghana employees, including payroll taxes, social security contributions, employee benefits, and management fees. This salary calculator provides accurate employer cost estimates for informed hiring decisions.
Calculate Employment Costs
Employment Cost Breakdown
Select a country and enter a salary to see the employment cost breakdown
Employer Tax Contributions
| Tax Type | Rate | Base |
|---|---|---|
| PAYE (Income Tax) | Progressive (0% - 35% for residents; 25% flat for non-residents) | Employee's taxable income |
| SSNIT (Tier 1 Pension) | 13% | Employee's basic salary (capped) |
| Tier 2 Pension | 5% | Employee's basic salary |
Filing & Compliance
- Monthly PAYE and SSNIT contributions must be remitted by the 15th day of the month following the month of deduction/accrual.
- Annual PAYE returns are due by March 31st following the assessment year.
- Employers must provide employees with tax certificates or pay slips detailing deductions.
Based on the latest available information, here are the updated figures for Ghana's employee tax deductions as of 2026:
Income Tax Brackets
| Income Range (GHS) | Tax Rate |
|---|---|
| First 5,880 | 0% |
| Next 1,320 | 5.0% |
| Next 1,560 | 10.0% |
| Next 3,000 | 17.5% |
| Next 38,000 | 25.0% |
| Next 354,000 | 30.0% |
| Above 400,000 | 35.0% |
Employee Contributions
| Deduction Type | Rate | Cap (GHS) |
|---|---|---|
| SSNIT Tier 1 | 5.5% | 69,000 monthly |
| SSNIT Tier 2 | 5.0% | 69,000 monthly |
Personal Allowances
- Tax-free annual threshold: GHS 5,880.
- Dependent spouse or at least two dependent children: GHS 1,200.
- Aged 60 or more: GHS 1,500.
Written by
Lucas Botzen
Lucas Botzen is the Founder of Rivermate, a global employment platform that helps companies hire, employ, and manage talent internationally. Since founding Rivermate in December 2020, he has focused on building practical solutions that simplify international payroll, benefits, taxes, contracts, and employment compliance for remote teams. Before Rivermate, Lucas co-founded and co-directed Boloo, an e-learning and software company that helped entrepreneurs start and grow e-commerce businesses. He scaled Boloo to more than €2 million in annual revenue before successfully exiting the business in 2020. Lucas holds a Bachelor’s degree in Business Innovation from Avans University of Applied Sciences. His background in entrepreneurship, technology, automation, and remote work continues to shape his approach to making global employment simpler and more human.
View profile
