Best EOR services in Finland in 2026

Finland has long been recognised for its highly educated workforce, strong innovation culture, and exceptional English proficiency, making it an attractive destination for international employers.

The country is especially well-known for its talent in ICT, engineering, gaming, clean tech, and advanced manufacturing. However, hiring in Finland also requires navigating one of Europe’s more regulated employment environments. Employers must work within strict local employment laws, widely applied collective bargaining agreements (CBAs), and mandatory social contributions that can be difficult to manage without local expertise.

For companies entering Finland for the first time—or those hiring only a small number of employees—these requirements can quickly become overwhelming. This is where a Finnish Employer of Record (EOR) becomes valuable.

An EOR serves as the legal employer in Finland, managing compliant employment contracts, payroll, statutory contributions, tax filings, benefits, and HR administration, while your company continues to direct the employee’s day-to-day work. In practice, this makes expansion into Finland far faster and significantly less risky.

Best EOR services in Finland: 2026 overview

Below is our 2026 comparison of the ten leading EOR providers operating in Finland. The list focuses on compliance reliability, ease of onboarding, pricing clarity, customer support, and platform experience.

Rank	EOR provider	Best for	Starting price (approx.)
1	Rivermate	Overall best EOR for hiring in Finland	From €299/month
2	Multiplier	Fast & cost-effective hiring in Finland	From €400/month
3	Safeguard Global	Enterprises needing deep Finland compliance & payroll	Custom
4	Omnipresent	Remote-first teams hiring in Finland with full support	Custom
5	Papaya Global	Global payroll/EOR with Finland capability	Custom
6	Leap29	Specialists in Finnish employment law and entity transitions	Custom
7	Skuad	Budget-friendly EOR for SMEs entering Finland	From ~$199/month
8	Oyster HR	Flexible global hiring in Finland	From ~$599/month
9	Remote	Tech and distributed teams expanding into Finland	From ~$599/month
10	Deel	Large-scale payroll + EOR with Finland coverage	Custom

1. Rivermate – Best overall EOR for hiring in Finland

What is Rivermate?

Rivermate enables companies to hire in Finland without establishing a local business entity. Acting as the legal employer, Rivermate takes responsibility for compliant employment agreements, payroll calculations, social security contributions, taxes, and HR administration. Their service is built around strong understanding of Finland’s employment regulations and the country’s extensive network of collective agreements—an area where many foreign employers struggle.

Key features

• Full Finnish labor law & CBA compliance
  Rivermate prepares employment agreements in line with all applicable labour legislation and the relevant industry CBA, ensuring compliant wages, overtime pay rates, working time limits, and holiday entitlements.

• Payroll & mandatory employer contributions
  The service includes calculation and payment of TyEL pension insurance, unemployment and accident insurance, group life insurance, and the employer’s health insurance contribution.

• Fast onboarding
  Employees can generally be onboarded and fully compliant within 24–72 hours.

• Dedicated account management
  Clients receive direct guidance on contract rules, benefits expectations, HR norms, and local administrative processes.

• Transparent pricing
  Straightforward monthly pricing with no unexpected fees.

Pros

• Deep expertise in Finnish CBAs and labour regulations
• Quick onboarding timelines
• Clear and competitive pricing
• Comprehensive compliance handling
• Fully GDPR-aligned systems

Cons

• No free tier or trial
• More comprehensive than necessary for very short-term roles

Pricing: From €299 per employee per month
Customer support: 24/7 via email, phone & live chat
Best for: Companies that need the most dependable and compliant EOR partner in Finland

2. Multiplier – Best for fast & cost-effective hiring

What is Multiplier?

Multiplier offers streamlined hiring across Europe, combining simple workflows with built-in compliance tools. It is designed for businesses that need quick hiring solutions without complex enterprise features.

Key features

• Pre-configured compliant contract templates
• Support for hiring across the EU
• Benefits and payroll processing

Pros

• Clear pricing model
• Easy-to-navigate platform
• Faster onboarding compared to many competitors

Cons

• Limited detail on industry-specific CBAs
• Support quality can vary depending on region

Pricing: From €400/month
Customer support: Chat & email
Best for: SMEs hiring quickly across multiple European markets

3. Safeguard Global – Best for enterprise-level Finland compliance

What is Safeguard Global?

Safeguard Global focuses on complex compliance environments and large global workforces. Their Finland offering is well-suited for enterprise organisations or highly regulated industries.

Key features

• Enterprise payroll infrastructure
• Custom compliance frameworks
• Workforce insights and reporting

Pros

• Highly scalable
• Strong compliance depth
• Good analytics capabilities

Cons

• Higher price point
• Pricing only available on request

Pricing: Custom
Customer support: Enterprise account teams
Best for: Large organisations with intricate compliance requirements

4. Omnipresent – Best for remote-first teams

What is Omnipresent?

Omnipresent supports remote and distributed teams by offering an end-to-end employment experience across many countries, Finland included. They place strong emphasis on employee support and onboarding quality.

Key features

• Global HR and payroll management
• Structured onboarding workflows
• Employee-centric support systems

Pros

• Strong focus on employee experience
• Clear documentation and process transparency
• Well suited to fully distributed teams

Cons

• Pricing tends to be higher within the EU
• Not the most detailed provider when it comes to CBA-specific rules

Pricing: Custom
Customer support: Dedicated account manager
Best for: Remote-first global companies

5. Papaya Global – Best for global payroll automation

What is Papaya Global?

Papaya Global specialises in centralising multi-country payroll, with EOR services offered through vetted local partners in Finland. It’s a strong choice for businesses needing payroll automation more than hands-on HR support.

Key features

• Automated payroll workflows
• Strong compliance monitoring
• Analytics and financial dashboards

Pros

• Ideal for companies managing payroll in numerous countries
• Wide international coverage
• Integrates well with finance systems

Cons

• The platform can feel complex for smaller teams
• Finland support is partner-based, not fully in-house

Pricing: Custom
Customer support: Ticket system + account support
Best for: Companies that prioritise payroll automation and reporting

6. Leap29 – Best for European labor law expertise

What is Leap29?

Leap29 provides highly personalised support with a focus on European labour law. This makes them a strong choice for companies that need tailored guidance or plan to transition from EOR to their own Finnish entity later on.

Key features

• Tailored contract support
• EU-wide HR compliance
• Immigration and relocation assistance

Pros

• Very personalised service
• Deep expertise in European labour frameworks
• Supports long-term expansion planning

Cons

• Smaller global footprint
• Pricing not publicly listed

Pricing: Custom
Customer support: Email & phone
Best for: Businesses planning gradual expansion or future entity setup

7. Skuad – Best budget-friendly EOR

What is Skuad?

Skuad offers a simple and affordable global hiring solution, making it suitable for startups or small teams hiring their first employee in Finland.

Key features

• Automated contract creation
• Basic payroll support
• Multi-country hiring

Pros

• Very affordable
• Easy implementation
• Straightforward platform

Cons

• Limited support for more complex labour rules
• Not suitable for industries governed by strict CBAs

Pricing: From ~$199/month
Customer support: Chat
Best for: Startups and small teams entering Finland

8. Oyster HR – Best for flexible remote hiring

What is Oyster HR?

Oyster focuses on making global hiring accessible with simple workflows and strong educational resources. It provides a smooth hiring process for companies expanding into Finland.

Key features

• Flexible benefits configuration
• Intuitive platform
• Cost-of-hiring calculators

Pros

• Excellent learning resources for employers
• Easy contract generation
• Good employee experience tools

Cons

• More expensive than budget EORs
• Limited granularity on Finnish CBA-specific rules

Pricing: From ~$599/month
Customer support: Email & dedicated support
Best for: Companies wanting a simple, flexible hiring solution

9. Remote – Best for tech teams hiring in Finland

What is Remote?

Remote is built with distributed and tech teams in mind, offering EOR services, contractor management, and equity support features.

Key features

• Equity and stock option support
• Modern interface
• Strong contractor management tools

Pros

• Excellent for tech-heavy organisations
• Strong compliance background
• Clean platform experience

Cons

• Higher pricing tier
• Support response times can fluctuate

Pricing: From ~$599/month
Customer support: Chat & email
Best for: Tech and engineering teams expanding into Finland

10. Deel – Best for large global teams

What is Deel?

Deel is one of the most widely adopted EOR solutions globally. In Finland, Deel works through its partner network to deliver compliant employment and payroll services.

Key features

• Global payroll management
• Visa and immigration support
• Employee self-service app

Pros

• Extensive international network
• Strong tools for mixed contractor-plus-employee structures
• Modern and intuitive platform

Cons

• CBA support may be less specific
• Pricing available only on request

Pricing: Custom
Customer support: 24/7 chat & account managers
Best for: Multinational teams managing large global headcounts

EOR vs. Setting up a local entity in Finland: Which is right for your business?

Whether an EOR or a Finnish legal entity is the better choice depends on your plans for the market. Most companies expanding for the first time choose an EOR because it eliminates the administrative load of establishing a local company, registering for taxes, setting up statutory payroll systems, and interpreting collective agreements. With an EOR, hiring can begin almost immediately, and compliance risk is kept to a minimum.

Setting up a local legal entity becomes worthwhile for companies intending to build a long-term, larger-scale presence in Finland. Owning the entity gives full control over HR and payroll, but also brings ongoing obligations such as bookkeeping, tax reporting, CBA compliance, and legal oversight. For many organisations, an EOR serves as a practical, low-risk entry point—and some later transition to their own entity once they have grown.

Payroll, employer costs & onboarding in Finland: What you need to know

Employment in Finland is governed by the Employment Contracts Act, the Working Hours Act, and a wide range of collective bargaining agreements (CBAs) that vary by sector.

Finland’s payroll system requires close attention to detail. Employers must meet statutory obligations including TyEL pension insurance, unemployment insurance, accident insurance, group life insurance, and the employer health insurance contribution. Combined, these obligations typically add 20–25% to gross salary. Payroll is run monthly, and employers must submit earnings data to the national Incomes Register.

Collective bargaining agreements shape many employment conditions in Finland. CBAs may define minimum salaries, working hours, overtime compensation, holiday bonuses, sick leave rules, and notice periods. Many CBAs are universally binding, meaning they apply across an entire industry regardless of employer association membership.

Onboarding typically includes preparing a compliant employment contract, processing tax documentation, registering social security information, and verifying work rights for any non-Finnish employees. EOR providers handle these steps and ensure employees are ready to start quickly and compliantly.

For more detailed information, see our Employer of Record Finland guide.

Conclusion

Finland offers access to exceptional talent, a strong innovation ecosystem, and a highly educated workforce. However, its structured employment regulations and the influence of collective agreements mean foreign companies must proceed carefully. An EOR provides a straightforward path into the Finnish market by taking on compliance, payroll, contracts, and statutory contributions.

Rivermate ranks as the leading EOR for Finland in 2025 due to its deep compliance expertise, clear pricing, fast onboarding, and strong customer support. For companies aiming to hire quickly and confidently, an EOR remains the most efficient and reliable method for expanding into Finland.

FAQs

Do I need a Finnish legal entity to hire employees in Finland?
No. An EOR can employ workers on your behalf, removing the need to establish a local company.

What are the main employer costs in Finland?
TyEL pension, unemployment insurance, accident insurance, group life insurance, and the employer’s health insurance contribution—together usually 20–25% of gross pay.

How long does it take to hire employees in Finland through an EOR?
Most providers complete onboarding within 1–7 days, depending on paperwork and documentation.

Are EOR services legal in Finland, and what should I verify?
Yes, EOR services are legally permitted. Always check that the provider understands Finnish CBAs, issues compliant contracts, runs payroll correctly, and manages statutory contributions.

How long does it take to hire employees in Finland using an EOR?
Generally, 3–7 days, though it varies slightly between providers.

Can an EOR help prevent legal risks such as misclassifying employees or using non-compliant contracts?
Absolutely. Many employers underestimate the legal risks tied to misclassifying employees as independent contractors or issuing contracts that do not meet Finnish law or sector-specific CBAs. An EOR provides locally compliant contracts, manages the onboarding process, and ensures your workers are legally employed—minimizing risks while you retain day-to-day management of the role.

How does an EOR support foreign nationals who need residence permits or immigration approvals?
While an EOR is not a substitute for the Finnish Immigration Service, it can guide employers through the requirements for sponsoring residence permits and advise on eligibility, documentation, and timelines. An EOR also ensures that employment terms—such as minimum wage, holiday pay, and health coverage—meet local regulations, which is essential when hiring global talent quickly and compliantly.